Terms of Service
Last updated: June 9, 2026
These Terms of Service ("Terms of Service" or "Terms") govern your access to and use of the website located at https://nalepalabs-tools.com (the "Site") and your one-time purchase, download, and use of the Nalepa Labs Roth Conversion Calculator (the "Software" or the "Calculator"). The Site and the Software are provided by Nalepa Labs LLC, a Florida limited liability company ("Nalepa Labs," "Company," "us," "we," or "our"). Please read these Terms carefully. By accessing the Site, or by purchasing, downloading, or using the Software, you agree to be bound by these Terms. If you do not agree to these Terms, do not access the Site and do not purchase, download, or use the Software.
NOTICE — PLEASE REVIEW THESE TERMS OF SERVICE CAREFULLY. BY ACCESSING THIS SITE OR BY PURCHASING, DOWNLOADING, OR USING THE SOFTWARE, YOU AGREE TO BE BOUND BY THESE TERMS OF SERVICE. IF YOU DO NOT AGREE TO THESE TERMS OF SERVICE, PLEASE DO NOT ACCESS THIS SITE OR ANY PAGES RELATED TO THIS SITE, AND DO NOT PURCHASE, DOWNLOAD, OR USE THE SOFTWARE.
1. Overview
Nalepa Labs provides access to the Site, the Software available for purchase through the Site, and any related documentation, features, technologies, and updates relating to any of the foregoing (collectively, the "Nalepa Labs Products"). The Calculator is a Nalepa Labs Product.
The Site and the Software are made available to you according to these Terms. In accessing the Site or purchasing, downloading, or using the Software, you hereby agree to be bound by these Terms.
Nalepa Labs reserves the right and may, from time to time, make changes to the Site or to these Terms. Any changes or modifications to these Terms will be effective upon upload to the Site. You acknowledge that it is your sole responsibility to periodically review these Terms to remain apprised of any changes, revisions, or updates. Your ongoing and continued use of the Site, following any revision, change, modification, or update to these Terms, constitutes your acceptance of the modified Terms. Changes to these Terms do not retroactively alter the terms of a completed purchase of the Software, which are governed by the version of these Terms and the End-User License Agreement in effect at the time of that purchase.
If you are an individual acting on behalf of your company, firm, or client, you are accepting these provisions on their behalf, and the term "you" or "Licensee" will refer to you, your company, your firm, or your client. You represent that you are a professional or business user (such as a certified public accountant, enrolled agent, tax preparer, or financial advisor) and that you are at least eighteen (18) years of age.
2. Content and Proprietary Rights
You acknowledge that the Site and the Software are the property of Nalepa Labs and its licensors. All text, graphics, user interfaces, photographs, trademarks, logos, sounds, artwork, and computer code (collectively, "Content"), including the design, structure, selection, coordination, expression, "look and feel," and arrangement of such Content contained on the Site or in the Software, is owned, controlled, or licensed by or to Nalepa Labs and is protected by applicable U.S. and foreign copyright, patent, and trademark laws, as well as other intellectual property rights and unfair competition laws. Certain other words and symbols used to identify the source of third-party goods and services are trademarks of their respective owners. Display of any such trademarks or service marks on the Site or in the Software does not imply that a license of any kind has been granted.
Except as expressly provided in these Terms or in the End-User License Agreement, no part of the Site, the Software, or their Content may be copied, reproduced, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, or distributed in any way to any other computer, server, website, or other medium for publication or distribution or for any commercial enterprise, without Nalepa Labs's prior written consent. Any unauthorized use, downloading, re-transmission, display, distribution, or other copying or modification of any copyrightable matter described above and/or the Content on the Site is strictly prohibited and may result in legal action against those engaging in such activities.
2.1 White-Label Branding
The Software permits you, as the purchaser, to configure your own brand, name, and presentation within the Calculator and the reports it generates. A small Nalepa Labs software copyright notice remains in the Software and in the reports it generates and may not be removed, obscured, or altered. Your use of any white-label or branding feature is further governed by the End-User License Agreement.
3. Use of the Site
Except as set forth in this section, you may access and use the Site for your own internal and lawful purposes only.
The Site contains information about Nalepa Labs and the Nalepa Labs Products. You may download, view, copy, and print information and related agreements or documents from the Site for your own reference and retention, provided that no material alterations or modifications are made either to the materials or to any proprietary notices. You agree not to reproduce, transmit, disseminate, broadcast, circulate, republish, duplicate, sell, modify, upload, post, or otherwise distribute or commercially exploit the Site, or any portion of the content of the Site, in any way without Nalepa Labs's prior written consent.
You may use information related to the Site made available in connection with downloading from the Site, provided that you: (a) do not remove any proprietary notice language in such documents; (b) make no modifications to such information; and (c) do not make any additional representations or warranties to any party in connection with your use of such documents.
The Software, or components thereof, may only be offered in jurisdictions where it may be legally offered for sale. The Site and the Software are not intended for distribution to, or use by, any person in any jurisdiction or country where such distribution or use would be restricted, prohibited, or otherwise contrary to law or regulation.
3.1 Prohibited Conduct and Export Compliance
In connection with your use of the Site and the Software, you are prohibited from: (a) engaging in any act where you know, or have reason to know, that such act may disrupt the functionality of the Site or the Software; (b) translating, decompiling, reverse engineering, or otherwise attempting to obtain access to the source code of the Software except to the limited extent expressly permitted by applicable law notwithstanding this restriction; or (c) using the Site or the Software in any way that violates local, state, federal, or international law. You further agree not to interfere, in any way, with others' use of the Site, and not to introduce any virus, worm, or other harmful feature in connection with the Site.
Without limiting the foregoing, the Software may be subject to export controls imposed by the United States and may not be downloaded or otherwise exported or re-exported into (or otherwise shared or sent to any national or resident of) any country subject to U.S. embargo; to any person listed on the U.S. Office of Foreign Assets Control ("OFAC") Specially Designated Nationals ("SDN") list; or to any person on the U.S. Commerce Department's Table of Denial Orders. You agree not to attempt to access the Site or download the Software from any country subject to sanctions administered by OFAC. By using the Site or the Software, you represent and warrant that you are not located in, under the control of, or a national or resident of any such country and that you are not on any of the foregoing lists.
4. Purchases
The Software is sold for a one-time price (currently $49.99) entitling you to download and use the version of the Software you purchase. There is no account, no login, no subscription, and no recurring or automatically renewing charge of any kind associated with the Software. Later tax-year updates to the Software, when offered, are made available at Nalepa Labs's discretion for a separate, optional, one-time fee; you are under no obligation to purchase any update, and the Software you have already purchased will continue to operate.
Payments are billed in U.S. dollars and are charged at the time of purchase. You are responsible for providing accurate, current, and complete payment information at the time of purchase. Payment is processed through a third-party payment processor; your use of that processor is subject to its own terms and policies, and Nalepa Labs does not receive or store your full payment-card details.
ALL SALES ARE FINAL. EXCEPT AS REQUIRED BY APPLICABLE LAW, NALEPA LABS DOES NOT PROVIDE REFUNDS, CREDITS, OR EXCHANGES FOR THE SOFTWARE OR FOR ANY UPDATE. Your purchase is further subject to the Refund Policy, which is incorporated into these Terms by reference.
Your right to install and use the Software is licensed, not sold, and is governed by the separate End-User License Agreement ("EULA") that you accept before or upon first use of the Software. In the event of a conflict between these Terms and the EULA with respect to the licensing or use of the Software, the EULA controls.
5. The Software Runs Locally; We Receive No User Data
The Software is delivered as a single, self-contained file that runs entirely within your own web browser, on your own device, and fully offline. The Software does not require an account, login, subscription, server, or cloud service to operate, and it makes no network calls in the course of its operation.
The signature feature of the Software allows you to drag and drop a client's prior-year IRS Form 1040 PDF into the Calculator. That document is parsed entirely within your browser. The Software never uploads, transmits, or sends that document, or any data derived from it, to Nalepa Labs or to any third party, and no taxpayer data ever reaches Nalepa Labs. The Software does not capture Social Security numbers or Employer Identification Numbers. The only data the Software persists locally on your device is the record of your acceptance of the license terms, which is also stamped into the footer of each report the Software generates.
Because the Software does not transmit your data to us, Nalepa Labs neither receives, hosts, stores, accesses, nor uses any data you process with the Software, and Nalepa Labs claims no license to any such data. You are solely responsible for the security, confidentiality, retention, and lawful handling of any client information you process using the Software and of any reports it generates. Information about how the Site and the Software handle information is described further in the Privacy Policy, which is incorporated into these Terms by reference. This section governs the Software; any cookie, analytics, or data-collection practices described in the Privacy Policy apply only to the Site and never to the offline Software.
6. No Professional Advice
The Software is a planning and calculation tool intended for use by qualified professionals in the exercise of their own professional judgment. Nalepa Labs is not in the business of providing legal, financial, accounting, tax, or investment advice, and nothing produced by the Software, the Site, or otherwise made available by Nalepa Labs constitutes legal, financial, accounting, tax, or investment advice or a recommendation of any kind. Outputs of the Software, including any reports, estimates, projections, or illustrations, are for informational and planning purposes only, are based on the inputs you provide and on assumptions that may not apply to a given taxpayer, and must be independently reviewed and verified by a qualified professional before being relied upon or shared with any client. You are solely responsible for any advice you give and for any decision you or your clients make. You should consult appropriately licensed professionals before making important tax, financial, or investment decisions.
7. Feedback
You may provide Nalepa Labs your feedback, suggestions, or ideas regarding the Site or the Software. You grant Nalepa Labs a perpetual, worldwide, fully transferable, sub-licensable, irrevocable, fully paid-up, royalty-free license to use your feedback, suggestions, and ideas in any way, including in future modifications of the Software, other products or services, and advertising or marketing materials.
8. Third-Party Links and Advertisements
You understand and acknowledge that the Site may provide links to third-party websites. You agree that Nalepa Labs is not responsible for any content related to such links or sites, including any products, services, privacy policies, or other materials accessed through such third-party links or websites. The display of any website link does not imply endorsement by Nalepa Labs of the linked site or any content found on such site.
IN NO EVENT SHALL NALEPA LABS BE LIABLE, DIRECTLY OR INDIRECTLY, TO YOU OR TO ANY PARTY FOR ANY DAMAGE OR LOSS ARISING FROM, OR RELATING TO, ANY USE, CONTINUED USE, OR RELIANCE ON ANY LINKED THIRD-PARTY SITE OR ANY OTHER LINK FOUND ON SUCH LINKED SITE.
9. Third-Party Companies, Products, and Services
Mention of third-party products, services, companies, and websites on the Site is for informational purposes only and constitutes neither an endorsement nor a recommendation. Nalepa Labs assumes no responsibility and disclaims any and all liability regarding the selection, performance, or use of these products, services, or vendors. Nalepa Labs provides such mentions only as a convenience to our users. Nalepa Labs has not tested any software found on third-party sites and makes no representations regarding the quality, safety, or suitability of any software found there. There are dangers inherent in the use of any software found on the Internet, and Nalepa Labs assumes no responsibility with regard to the performance or use of such products. Make sure that you completely understand the risks before retrieving any software from the Internet.
10. Modification or Discontinuance
You understand that, at any time and without notice to you, and for any reason whatsoever, Nalepa Labs may modify or discontinue all or any part of the Site, or cease to offer the Software or any update for sale. You acknowledge that Nalepa Labs shall in no way be held liable for any consequence resulting from Nalepa Labs's decision to modify or discontinue providing all or any part of the Site or to cease offering the Software or any update. Because the Software runs locally on your own device and does not depend on any Nalepa Labs server, a copy of the Software you have already downloaded will continue to function in accordance with the EULA notwithstanding any such discontinuance.
11. Children's Online Privacy Protection Act
The Site and the Software are intended for use by tax, accounting, and financial professionals, and Nalepa Labs does not market the Nalepa Labs Products or related services to children. Nalepa Labs does not knowingly gather or solicit data from children through the Site, and by using the Site or the Software you represent that you are an adult who is at least eighteen (18) years of age.
12. Electronic Mail
E-mail transmissions are not secure. Please do not electronically transmit or otherwise send any sensitive client or taxpayer information to Nalepa Labs. Nalepa Labs neither needs nor wants any such information, and the Software never transmits it to Nalepa Labs. If you need to reach us about any matter, please contact Nalepa Labs by e-mail at info@nalepalabs.com.
13. Disclaimers
NALEPA LABS DOES NOT PROMISE THAT THE SITE OR THE SOFTWARE, OR ANY CONTENT, SERVICE, PRODUCT, OR FEATURE OF THE SITE OR THE SOFTWARE, WILL BE ERROR-FREE OR UNINTERRUPTED, OR THAT ANY DEFECTS WILL BE CORRECTED, OR THAT YOUR USE OF THE SITE OR THE SOFTWARE WILL PROVIDE SPECIFIC RESULTS. NALEPA LABS DOES NOT WARRANT THE ACCURACY, COMPLETENESS, QUALITY, ADEQUACY, OR CONTENT OF ANY INFORMATION, CALCULATION, ESTIMATE, REPORT, OR OUTPUT GENERATED BY OR AVAILABLE THROUGH THE SITE OR THE SOFTWARE OR ANY OTHER WEBPAGE OR WEBSITE LINKED OR REFERENCED ON THE SITE, NOR DOES NALEPA LABS MAKE ANY REPRESENTATION OR WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SITE OR THE SOFTWARE. THE SITE AND THE SOFTWARE AND THEIR CONTENT ARE DELIVERED ON AN "AS-IS" AND "AS-AVAILABLE" BASIS. ALL INFORMATION PROVIDED ON THE SITE IS SUBJECT TO CHANGE WITHOUT NOTICE. NALEPA LABS CANNOT ENSURE THAT ANY FILES OR OTHER DATA YOU DOWNLOAD FROM THE SITE WILL BE FREE OF VIRUSES OR CONTAMINATION OR DESTRUCTIVE FEATURES. NALEPA LABS DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING ANY WARRANTIES OF ACCURACY, WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, WORKMANLIKE EFFORT, TITLE, QUIET ENJOYMENT, NO ENCUMBRANCES, NO LIENS, AND NON-INFRINGEMENT. NALEPA LABS DISCLAIMS ANY AND ALL LIABILITY FOR THE ACTS, OMISSIONS, AND CONDUCT OF ANY THIRD PARTIES IN CONNECTION WITH OR RELATED TO YOUR USE OF THE SITE OR THE SOFTWARE. YOU ASSUME TOTAL RESPONSIBILITY FOR YOUR USE OF THE SITE, THE SOFTWARE, AND ANY LINKED SITES. YOUR SOLE REMEDY AGAINST NALEPA LABS FOR DISSATISFACTION WITH THE SITE, THE SOFTWARE, OR ANY CONTENT IS TO STOP USING THE SITE, THE SOFTWARE, OR ANY SUCH CONTENT. THIS LIMITATION OF RELIEF IS AN ESSENTIAL PART OF THE BARGAIN BETWEEN THE PARTIES.
The above disclaimer applies to any damages, liability, or injuries caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, theft or destruction of or unauthorized access to, alteration of, or use of the Site or the Software, whether for breach of contract, tort, negligence, or any other cause of action. Nalepa Labs reserves the right to do any of the following, at any time, without notice: (1) to modify, suspend, or terminate operation of or access to the Site, or any portion of the Site, for any reason; (2) to modify or change the Site, or any portion of the Site, and any applicable policies or terms; and (3) to interrupt the operation of the Site, or any portion of the Site, as necessary to perform routine or non-routine maintenance, error correction, or other changes.
14. Limitation of Liability
NALEPA LABS WILL NOT BE RESPONSIBLE OR LIABLE IN ANY WAY FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES, OR ANY OTHER DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, LOST REVENUES, LOST PROFITS, OR PROSPECTIVE ECONOMIC ADVANTAGE, RESULTING FROM ANY USE OR MISUSE OF THE SITE OR THE SOFTWARE OR ANY OTHER WEBPAGE OR WEBSITE LINKED OR REFERENCED ON THE SITE, OR FROM RELIANCE ON THE INFORMATION, DOCUMENTS, SOFTWARE, CALCULATIONS, REPORTS, OR CONTENT HEREOF OR THEREOF, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR SUCH DAMAGES ARE REASONABLY FORESEEABLE. WITHOUT LIMITING THE FOREGOING, IN NO EVENT SHALL NALEPA LABS'S TOTAL CUMULATIVE LIABILITY ARISING OUT OF OR RELATING TO THE SITE OR THE SOFTWARE EXCEED THE AMOUNT YOU ACTUALLY PAID TO NALEPA LABS FOR THE SOFTWARE. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES, SO SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU. NOTHING IN THESE TERMS EXCLUDES OR LIMITS ANY LIABILITY OR RIGHT TO THE EXTENT SUCH EXCLUSION OR LIMITATION IS PROHIBITED, OR SUCH LIABILITY OR RIGHT MAY NOT BE WAIVED, UNDER APPLICABLE LAW.
15. Indemnification
You agree to indemnify and hold Nalepa Labs, its subsidiaries, affiliates, officers, agents, and representatives, and its and their officers and employees, harmless from and against any and all damages, liabilities, actions, causes of action, suits, claims, demands, losses, costs, and expenses (including reasonable attorneys' fees, disbursements, and court costs) arising from or in connection with your use of the Site or the Software, your handling of any client or taxpayer information in connection with the Software, your violation of these Terms or the EULA, or your violation of any rights of any third party.
16. Termination
These Terms are effective until terminated. Nalepa Labs may terminate these Terms or suspend your access to the Site at any time, at our sole discretion, including upon any breach by you of these Terms or the EULA. Upon termination, you must immediately stop accessing the Site; termination of your right to access the Site does not, by itself, terminate the EULA, and your continued use of the Software remains governed by the EULA. Because the Software is sold on a one-time, all-sales-final basis, no termination entitles you to any refund, except to the extent a refund is required by applicable law that may not be waived or disclaimed. All provisions of these Terms which by their nature are intended to survive termination — including, without limitation, those regarding proprietary rights, feedback, purchases and refunds, disclaimers, limitation of liability, indemnification, and governing law — shall survive the termination of these Terms.
17. Governing Law
The laws of the State of Florida will govern these Terms, without giving effect to any conflicts-of-laws principles. You agree that any action arising out of the Site, the Software, these Terms, or any additional terms shall be brought exclusively in the state courts located in Palm Beach County, Florida, and the United States District Court for the Southern District of Florida, and you consent to the personal jurisdiction of such courts and waive any objection to venue in those courts.
18. Copyright Complaints
We respect the intellectual property rights of others, and we ask our users to do the same. If you believe that your work has been copied in a way that constitutes copyright infringement, please provide the following information to Nalepa Labs as specified below:
- An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest;
- A description of the copyrighted work that you claim has been infringed upon;
- A description of where the material that you claim is infringing is located on the Site;
- Your address, telephone number, and e-mail address;
- A statement that you have a good-faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; and
- A statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf.
You may send any notices, including notices of copyright infringement under the Digital Millennium Copyright Act, to us at: Nalepa Labs LLC, 8198 S Jog Road, Suite 104, Boynton Beach, FL 33472.
Please note that this procedure is exclusively for notifying us that your copyrighted material may have been infringed. All intellectual property infringement claims shall be made under penalty of perjury.
THIS POLICY IS INTENDED TO COMPLY FULLY WITH THE REQUIREMENTS OF THE ONLINE COPYRIGHT INFRINGEMENT LIABILITY LIMITATION ACT.
19. Miscellaneous
You may not assign or otherwise transfer these Terms or any rights or obligations under these Terms without Nalepa Labs's prior written consent, and any attempted assignment in violation of this section is void. Nalepa Labs may freely assign these Terms. Nalepa Labs's failure to act on any breach of any provision of these Terms shall not be construed as a waiver of the enforcement of any provision unless Nalepa Labs agrees to such waiver in writing.
If any part of these Terms is deemed unlawful, void, or unenforceable, that part will be deemed severable and will not affect the validity or enforceability of the remaining provisions. These Terms, together with the End-User License Agreement, the Privacy Policy, and the Refund Policy (each incorporated by reference), set forth the entire understanding between you and Nalepa Labs with respect to the subject matter hereof and supersede any prior or contemporaneous communications, representations, or agreements, whether oral or written, between you and Nalepa Labs with respect to such subject matter.
20. Effective Date and Changes
These Terms are effective as of June 9, 2026. Nalepa Labs reserves the right to change these Terms from time to time. When we make a material change, we will revise the "Last updated" date at the top of these Terms and post the updated Terms on the Site, and the updated Terms will be effective upon posting. Your continued use of the Site after such modifications will constitute your: (a) acknowledgment of the modified Terms; and (b) your agreement to abide by and be bound by such modified Terms. Changes to these Terms do not retroactively alter the terms of a completed purchase of the Software, which are governed by the version of these Terms and the End-User License Agreement in effect at the time of that purchase.
21. Contact Information
If you have any questions about the Site, the Software, or these Terms, please contact Nalepa Labs at:
Nalepa Labs LLC 8198 S Jog Road, Suite 104 Boynton Beach, FL 33472 Email: info@nalepalabs.com Web: https://nalepalabs-tools.com